Please click "Continue" or you will be logged out.
Logging out
Schedule of Services and Fees
Safe Deposit Boxes
We have various sizes of safe deposit boxes to meet your needs to keep your important documents and valuables safe.
Safe Deposit Box Sizes
|
XSm $12.00/yr
|
Medium $30.00/yr
|
Small $18.00/ yr
|
Med/Lg $40.00/yr
|
Large $50.00/yr
|
XLarge $75.00/yr
|
Lost Key - $30.00
|
Drill Box - All fees incurred are the responsibility of the box holder.
|
All Safe Deposit Boxes are eligible for a $2.00 per year discount if automatic charge from your checking or savings account at ASB.
Cashier’s Checks
We have Cashier’s Checks available to purchase at a minimal cost of $3.00 per check.
Banclub Members - No Charge
Visa Prepaid Gift Card
VISA Gift cards not only make great gifts, but can be used for everyday purchases. They can be purchased with values from $20 - $500 for a cost of $3.00 per card.
Banclub Members – No fee (not applicable to Access Card)
Access Card $5.00 per card & $4.95 Reload
Wire Transfer
Incoming Wire Transfer Fee
|
$20.00
|
Outgoing Wire Transfer Fee
|
$25.00
|
International Incoming Fee
|
At Cost
|
International Outgoing Fee
|
$50.00 Plus Cost
|
International Outgoing Rejected Fee
|
$50.00
|
Faxes and Photo Copies
To help serve the needs of our community we offer Fax and Photo Copy services.
Grygla – Fax #218-294-6239 Erskine – 218-687-2328
Copies
|
Please check with us as to the cost of copies
|
Faxes
|
$1.00 per page (Incoming & Outgoing)
Outgoing Toll Free – No Charge
Intl. Faxes – Prices Vary– Customer will be billed $3.00/pg
|
Night Deposit Service
For the times when the bank lobby is closed, we have a secure night depository. Great for making deposits and payments at your convenience. Located at the front entrance of the Grygla bank and at the back north corner of the Erskine bank.
Overdraft Protection
We offer Overdraft Protection that allows transfers from one account at our bank to your checking account, to help you avoid overdraft fees. Contact one of our employees to get signed up for this service.
Shazam Check Card – Backed by Mastercard
American State Bank offers a Debit Card that works just like a check, only faster! Use it wherever Mastercard is accepted, and avoid time-consuming check writing hassles. For more information contact us for an application.
ATM Transfer – You may access your account by ATM using your American State Bank Check Card and personal identification number (PIN) to get cash withdrawals from your checking account.
- You may withdraw no more than $200 per day for a maximum of three consecutive days.
- There may be a charge per withdrawal at ATM’s we do not own or operate.
Point of Sale (POS) Transactions – You may access your checking account to purchase goods (in person or by phone), pay for services (in person or by phone), get cash from a merchant, if the merchant permits, or from a participating financial institution, and do anything that you can do with a credit card (that a participating merchant will accept with a credit card).
- You may not exceed $1,000 in transactions per day (ATM + POS)
- You may request a temporary limit increase with ASB approval
Fees
Hot Card Service $10.00
Replacement Card $10.00
If lost or stolen call 1-800-383-8000
U.S. Savings Bonds
U.S. Savings Bonds can be redeemed at American State Bank. For more information on savings bonds, visit www.treasurydirect.gov or you may call 1-800-4US BOND for the recorded rate.
Miscellaneous Services & Fees
Check Cashing
|
Non-Customers Government Chks
|
$5.00
No charge
|
On-us Check Collection
|
Customers
Non-Customers
|
No charge
$10.00/check
|
Stop Payments
|
Banclub Customer
|
$20.00
No charge
|
Overdrafts
|
|
$25.00 each, Max of $100 / day
|
Returned Check Deposit
|
|
No charge
|
Account Balance Inquiry
|
|
No charge
|
Account Research
|
|
$35.00 / hour, Min. 1 hour
|
Telephone Transfer
|
|
No charge
|
Account Reconcilement
|
|
Bank employees can help you get started at no extra charge, but extensive help will be available at a charge of $35.00 / hour.
|
Coin Counting
|
(non-customer)
|
$5.00
No fee for ASB Customers
|
Loan Service Fees
Irrevocable Letters of Credit
|
1%
|
Construction Loan Origination Fee
|
1%
|
Real Estate Loan Origination Fee
|
1.00%
|
All security documentation and recording charges will be charged to the borrower.
|
Real Estate Partial Release Fee
|
$75.00
|
Real Estate Extension Fee
|
$50.00
|
Loan Administrative Fee
|
$25.00 ( Loans under $7344)
|
Loan Late Fee
|
Late fee will be assessed after 15 days, so on the 16th late day.
Flat 5% of payment amount.
Maximum per time of $25.00
|