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American State Bank
Insite National Bank

About Us


In the mid-1970’s, six optimistic businessmen set out to establish a bank to serve the Grygla area and surrounding communities. The primary objective for this venture was to provide citizens access to financial services locally, without the need to travel for their banking.

After encountering numerous delays, a charter was granted April 30, 1976 for the establishment of American State Bank of Grygla. The bank was well received and grew quite rapidly, providing customers with banking and insurance products designed to meet their needs.

The agricultural credit crisis of the 1980’s, with high loan rates, low commodity prices and adverse weather; created difficulties for the bank and many of its customers. As a result, in January, 1991 the bank changed hands with the establishment of a bank holding company, Grygla Financial Corporation; and installation of a new management team to lead the organization.

Since 1991, the bank and insurance agency have continued to grow by adding products and services to serve the needs of our valued customers. We pride ourselves on being an independent bank, keeping the needs of our community in mind and making all decisions locally. We strive to provide personal, confidential service in an honest, forthright manner. We are proud to have served the area for over 30 years and are honored by our customers to be chosen as their financial services provider.

With the same optimism expressed by our founders nearly 40 years ago, the bank’s board of directors and management began exploring expansion opportunities in early 2014. On September 8th, 2014 we acquired through merger the American State Bank of Erskine. The Erskine facility brings a long history of service within the community since its establishment in 1929. We are excited for the opportunity to serve a new market and plan to build on the traditions established by both organizations.